Which type of insurance covers claims that arise from the insured's advertising?

Study for the Connecticut All-Lines Adjuster Licensing Exam. Practice with flashcards and multiple choice questions, each question has hints and explanations. Prepare for your exam!

Commercial General Liability Insurance is designed to provide coverage for various claims that may arise from a business's operations, including those stemming from advertising activities. This type of insurance addresses issues such as advertising injury, which can include claims related to copyright infringement, defamation, and false advertising.

When a company runs an advertisement, they may inadvertently misrepresent facts about their products or services or use another company's trademark or copyrighted material without permission. If a competitor or a consumer sues for damages related to these advertising practices, Commercial General Liability Insurance would help cover the legal costs and any awarded damages, protecting the business's assets.

In contrast, the other types of insurance listed do not focus on advertising-related claims. Workers Compensation Insurance specifically covers injuries to employees while on the job, Product Liability Insurance deals with claims related to injuries or damages caused by products sold by the business, and Professional Liability Insurance, often known as errors and omissions insurance, covers claims related to professional services and expertise, rather than advertising activities. Therefore, Commercial General Liability Insurance is the appropriate coverage for claims arising from advertisements.

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