Which type of claim includes slander and copyright infringement?

The correct answer is Advertising Injury because this type of claim specifically pertains to injuries resulting from business conduct that infringe upon another's rights in the context of advertising activities. Slander, which involves damaging someone's reputation through false spoken statements, directly falls under personal injury claims in many contexts. However, when it occurs in connection with the advertising of goods or services, it is categorized as advertising injury. Similarly, copyright infringement, which involves unauthorized use of someone else's creative work, can also be classified within this type of claim when it pertains to advertising strategies or marketing efforts.

The definition of Advertising Injury in insurance policies usually includes offenses that are related to advertising, such as misappropriation of advertising ideas, defamation in advertisements, and infringement of trademark rights, making it clear why slander and copyright infringement are included under this category.

Understanding the nuanced differences in these classifications helps in recognizing the specific legal frameworks that apply to various claims, particularly in the context of liability insurance and coverage claims that arise in the course of business activities.