Which principle assesses the comparative degree of negligence between parties in an accident?

The principle that assesses the comparative degree of negligence between parties in an accident is known as comparative negligence. This legal concept allows for a more equitable distribution of damages based on the degree to which each party contributed to the cause of the accident. In jurisdictions that employ comparative negligence, if multiple parties are involved in an accident, each party's level of fault is evaluated, and damages may be awarded accordingly. For example, if one party is found to be 70% at fault and another 30% at fault, any damages awarded would be adjusted based on this distribution of negligence.

This approach contrasts with other doctrines, such as contributory negligence, which may bar recovery for any party found partially at fault, and it significantly impacts how claims are settled and litigated. Understanding comparative negligence is crucial for all lines adjusters and insurance professionals because it influences the determination of liability and the calculation of damages in personal injury claims.