What type of policy is specifically written for automobile dealers that may cover various garage operations?

A garage policy is specifically designed for automobile dealers and can provide coverage for various garage operations. This type of policy encompasses not only the vehicles being held for sale but also protects against liability and physical damage that occurs on the premises or because of the operations of the garage. It typically includes components that cover the dealer's inventory, customer vehicles, and any liability that may arise from service operations, which is essential for a business where vehicles are regularly present and in use.

In contrast, a commercial auto policy primarily focuses on business-owned vehicles rather than the broader range of operations associated with automobile dealers. A general liability policy covers basic liability risks but does not address the specific needs related to garage operations and vehicle coverage. Property insurance policies typically cover physical assets like buildings and equipment but do not inherently include the specific nuances of garage operations or the liability issues that might arise in such businesses. Thus, the garage policy is tailored to meet the unique demands of automobile dealerships and their various operations, making it the correct choice.