What type of auto policy endorsement provides broader liability coverage for specifically named individuals?

The type of auto policy endorsement that provides broader liability coverage for specifically named individuals is called Named Operator Coverage. This endorsement is designed to extend liability coverage to drivers who are specifically named in the policy. This means that if those individuals are operating a vehicle, they are covered under the policy's liability provisions, which helps protect them against claims arising from accidents where they are at fault.

Named Operator Coverage is particularly useful for individuals who may not be the primary insured on the auto policy but who regularly drive the covered vehicle. Other endorsements, like Extended Nonowner Liability and Traditional Nonowner Coverage, serve different purposes, primarily focusing on providing coverage for individuals who do not own a vehicle but may drive others' cars occasionally. These other options may not offer the same level of tailored coverage for specifically named individuals as Named Operator Coverage does.

When considering liability coverage needs, Named Operator Coverage stands out for its targeted approach, ensuring that all specified individuals are adequately protected while driving under the policy.